Skip to content
RBC Royal BankStandard
••••••••••••9200

RBC ION Visa

VISA

Travel points & miles

RBC ION Visa

Welcome bonus

~$140

Get 7,000 Avion points upon approval - that's $50 of value in gift cards

Annual fee No feePurchase APR 20.99%1st-year value +$140
Apply on RBC Royal Bank →
#23 No Annual Fee Credit Cards#32 Credit Cards for Groceries

Why get this card

  • ✓No annual fee
  • ✓Earn 1.5x on groceries_gas_rideshare_streaming

Earn rates

  • groceries_gas_rideshare_streaming1.5x

    1.5X Avion points per $1 on groceries, gas, rideshare, streaming and more

  • all_purchases1x

    1 Avion point per $1 on all other purchases

Welcome offer

Get 7,000 Avion points upon approval - that's $50 of value in gift cards

Est. cash value
~$140
Bonus points
7,000
Minimum spend
—
Spend window
—
Offer ends
—

7,000 Avion points on approval

Fees

Annual fee
No fee
Additional card
No fee
Foreign transaction fee
—

Interest rates

Purchase APR
20.99%
Cash advance APR
22.99%
Balance transfer APR
—
Grace period
—
Rate effective date
—

Benefits & insurance

Lounge access
—
Insurance coverages
2
  • purchase security
  • extended warranty

Redemption & eligibility

Reward currency
Avion points
Redemption options
gift cards, merchandise
Transfer partners
—
Min. personal income
—
Min. household income
—

Compare with similar cards

Frequently asked

Is the RBC ION Visa worth it?
It carries a No fee annual fee and a welcome offer worth about $140, for an estimated first-year value of +$140. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the RBC ION Visa?
The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
What rewards does the RBC ION Visa earn?
It earns up to 1.5x on groceries_gas_rideshare_streaming, in Avion points. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.