RBC Cash Back Mastercard vs Tangerine Money-Back Credit Card
| RBC Cash Back Mastercard | Tangerine Money-Back Credit Card | |
|---|---|---|
| Issuer | RBC Royal Bank | Tangerine |
| Network | Mastercard Standard | Mastercard Standard |
| Annual fee | No fee | No fee |
| Purchase APR | 20.99% | 20.95% |
| Cash advance APR | 22.99% | 22.95% |
| FX fee | — | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 2% groceries | 2% Up to 3 categories of your choice (with a linked savings account) |
| Lounge visits | — | — |
| Min. income | — | $12,000 |