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Tangerine Money-Back Credit Card
MASTERCARDCash back on everyday spending
Tangerine Money-Back Credit Card
Earn 10% cash back for 2 months (Up to $100)
Annual fee No feePurchase APR 20.95%
Apply on Tangerine →Why get this card
- ✓No annual fee
- ✓Earn 2% on up to 3 categories of your choice (with a linked savings account)
Earn rates
- Up to 3 categories of your choice (with a linked savings account)2%
2% in up to 3 chosen categories; the 3rd category requires depositing cash back into a Tangerine Savings Account
- All other purchases0.5%
Welcome offer
Earn 10% cash back for 2 months (Up to $100)
- Bonus points
- —
- Minimum spend
- —
- Spend window
- 60 days
- Offer ends
- —
10% cash back on top of regular cash back for 2 months, up to $100; plus a limited-time promo rate on balance transfers.
Fees
- Annual fee
- No fee
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.95%
- Cash advance APR
- 22.95%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- cashback
- Redemption options
- Monthly cash back deposited to account or savings
- Transfer partners
- —
- Min. personal income
- $12,000
- Min. household income
- —
Gross annual income of $12,000 or more. Must be at least the age of majority and a Canadian resident with no bankruptcy in the past 7 years.
Compare with similar cards
Frequently asked
- Is the Tangerine Money-Back Credit Card worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Tangerine Money-Back Credit Card?
- The annual fee is No fee. The purchase interest rate is 20.95% and the cash advance rate is 22.95%. These are sourced from Tangerine's official page.
- What rewards does the Tangerine Money-Back Credit Card earn?
- It earns up to 2% on up to 3 categories of your choice (with a linked savings account), in cashback. See the full earn-rate breakdown above.
- What income do I need for the Tangerine Money-Back Credit Card?
- Tangerine lists a minimum personal income of $12,000.
Official sources
Every figure on this page comes from Tangerine's own pages. Last checked 2026-06-13.