RBC ION+ Visa vs moi RBC Visa
| RBC ION+ Visa | moi RBC Visa | |
|---|---|---|
| Issuer | RBC Royal Bank | RBC Royal Bank |
| Network | Visa Standard | Visa Standard |
| Annual fee | $48 | No fee |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | ~$280 | ~$40 |
| Top earn rate | 3x groceries_gas_dining_rideshare_streaming | 2x grocery_partners |
| Lounge visits | — | — |
| Min. income | — | — |