RBC ION Visa vs RBC RateAdvantage Visa
| RBC ION Visa | RBC RateAdvantage Visa | |
|---|---|---|
| Issuer | RBC Royal Bank | RBC Royal Bank |
| Network | Visa Standard | Visa Standard |
| Annual fee | No fee | No fee |
| Purchase APR | 20.99% | — |
| Cash advance APR | 22.99% | — |
| FX fee | — | — |
| Welcome (est. value) | ~$140 | — |
| Top earn rate | 1.5x groceries_gas_rideshare_streaming | — |
| Lounge visits | — | — |
| Min. income | — | — |