Scotiabank Gold American Express Card vs Wealthsimple Credit Card
| Scotiabank Gold American Express Card | Wealthsimple Credit Card | |
|---|---|---|
| Issuer | Scotiabank | Wealthsimple |
| Network | American Express | Visa Visa Infinite Privilege |
| Annual fee | $120 | $240 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | 0% | 0% |
| Welcome (est. value) | ~$450 | — |
| Top earn rate | 6x grocery (Sobeys/Empire banners) | 2% all_purchases |
| Lounge visits | — | — |
| Min. income | — | — |