Scotiabank Passport Visa Infinite Card vs Wealthsimple Credit Card
| Scotiabank Passport Visa Infinite Card | Wealthsimple Credit Card | |
|---|---|---|
| Issuer | Scotiabank | Wealthsimple |
| Network | Visa Infinite | Visa Visa Infinite Privilege |
| Annual fee | $150 | $240 |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | 0% | 0% |
| Welcome (est. value) | ~$500 | — |
| Top earn rate | 3x grocery (Sobeys/Empire banners), dining, entertainment, daily transit | 2% all_purchases |
| Lounge visits | 6 | — |
| Min. income | $60,000 | — |