Scotiabank Platinum American Express Card vs TD Low Rate Visa* Card
| Scotiabank Platinum American Express Card | TD Low Rate Visa* Card | |
|---|---|---|
| Issuer | Scotiabank | TD Canada Trust |
| Network | American Express Platinum | Visa Classic |
| Annual fee | $399 | — |
| Purchase APR | 9.99% | 12.90% |
| Cash advance APR | 9.99% | 12.90% |
| FX fee | 0% | — |
| Welcome (est. value) | ~$800 | — |
| Top earn rate | 3x Scene+ Travel hotels and car rentals | — |
| Lounge visits | 10 | — |
| Min. income | — | — |