TD Cash Back Visa* Card vs TD Emerald Flex Rate Visa* Card
| TD Cash Back Visa* Card | TD Emerald Flex Rate Visa* Card | |
|---|---|---|
| Issuer | TD Canada Trust | TD Canada Trust |
| Network | Visa Classic | Visa Classic |
| Annual fee | No fee | $25 |
| Purchase APR | 21.99% | — |
| Cash advance APR | 22.99% | — |
| FX fee | — | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 1% Grocery, gas, EV charging, public transit, recurring bill payments, streaming, digital gaming & media | — |
| Lounge visits | — | — |
| Min. income | — | — |