TD Emerald Flex Rate Visa* Card vs TD Low Rate Visa* Card
| TD Emerald Flex Rate Visa* Card | TD Low Rate Visa* Card | |
|---|---|---|
| Issuer | TD Canada Trust | TD Canada Trust |
| Network | Visa Classic | Visa Classic |
| Annual fee | $25 | — |
| Purchase APR | — | 12.90% |
| Cash advance APR | — | 12.90% |
| FX fee | — | — |
| Welcome (est. value) | — | — |
| Top earn rate | — | — |
| Lounge visits | — | — |
| Min. income | — | — |