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Neo FinancialWorld Elite
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Cathay World Elite Mastercard

MASTERCARD

Travel points & miles

Cathay World Elite Mastercard

Welcome bonus

35,000 pts

Up to 35,000 Asia Miles

Annual fee $180Purchase APR 19.99%
Apply on Neo Financial

Why get this card

  • Earn 4x on cathay_pacific_tickets

Earn rates

  • domestic_cad1x

    1 Asia Mile per $1 CAD on purchases in Canada

  • foreign_currency2x

    2 Asia Miles per $1 CAD on purchases made in foreign currencies

  • cathay_pacific_tickets4x

    4 Asia Miles per $1 CAD on Cathay Pacific tickets purchased online at cathaypacific.com/ca

Welcome offer

Up to 35,000 Asia Miles

Bonus points
35,000
Minimum spend
$5,000
Spend window
90 days
Offer ends

15,000 Asia Miles when you sign up (issued on card activation), plus 20,000 Asia Miles when you spend $5,000 or more net of refunds within 3 months (90 days) from application start. Limited one-time offer for new Cathay World Elite cardholders. Plus up to 15% off Cathay Pacific flights with code CXNEO15OFF.

Fees

Annual fee
$180
Additional card
Foreign transaction fee

Annual fee $180. Purchase credit rate 19.99%-26.99%; cash advance rate 22.99%-28.99%.

Interest rates

Purchase APR
19.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
DragonPass / Cathay Pacific Business class lounge
Insurance coverages
1
  • Mastercard Travel Rewards

Redemption & eligibility

Reward currency
Asia Miles
Redemption options
Transfer partners
Cathay (Asia Miles)
Min. personal income
$80,000
Min. household income
$150,000

Minimum $80,000 annual personal income or $150,000 household income required. Includes access to 1,300+ global airport lounges, Cathay membership perks (online priority check-in, extra baggage redemption, Business class lounge redemption access). Secured credit option available.

Compare with similar cards

Frequently asked

Is the Cathay World Elite Mastercard worth it?
It carries a $180 annual fee. Earn 4x on cathay_pacific_tickets. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Cathay World Elite Mastercard?
The annual fee is $180. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from Neo Financial's official page.
What rewards does the Cathay World Elite Mastercard earn?
It earns up to 4x on cathay_pacific_tickets, in Asia Miles. See the full earn-rate breakdown above.
What income do I need for the Cathay World Elite Mastercard?
Neo Financial lists a minimum personal income of $80,000 or household income of $150,000.

Official sources

Every figure on this page comes from Neo Financial's own pages. Last checked 2026-06-13.