Cathay World Elite Mastercard
MASTERCARDTravel points & miles
Cathay World Elite Mastercard
Welcome bonus
35,000 pts
Up to 35,000 Asia Miles
Why get this card
- ✓Earn 4x on cathay_pacific_tickets
Earn rates
- domestic_cad1x
1 Asia Mile per $1 CAD on purchases in Canada
- foreign_currency2x
2 Asia Miles per $1 CAD on purchases made in foreign currencies
- cathay_pacific_tickets4x
4 Asia Miles per $1 CAD on Cathay Pacific tickets purchased online at cathaypacific.com/ca
Welcome offer
Up to 35,000 Asia Miles
- Bonus points
- 35,000
- Minimum spend
- $5,000
- Spend window
- 90 days
- Offer ends
- —
15,000 Asia Miles when you sign up (issued on card activation), plus 20,000 Asia Miles when you spend $5,000 or more net of refunds within 3 months (90 days) from application start. Limited one-time offer for new Cathay World Elite cardholders. Plus up to 15% off Cathay Pacific flights with code CXNEO15OFF.
Fees
- Annual fee
- $180
- Additional card
- —
- Foreign transaction fee
- —
Annual fee $180. Purchase credit rate 19.99%-26.99%; cash advance rate 22.99%-28.99%.
Interest rates
- Purchase APR
- 19.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- DragonPass / Cathay Pacific Business class lounge
- Insurance coverages
- 1
- Mastercard Travel Rewards
Redemption & eligibility
- Reward currency
- Asia Miles
- Redemption options
- —
- Transfer partners
- Cathay (Asia Miles)
- Min. personal income
- $80,000
- Min. household income
- $150,000
Minimum $80,000 annual personal income or $150,000 household income required. Includes access to 1,300+ global airport lounges, Cathay membership perks (online priority check-in, extra baggage redemption, Business class lounge redemption access). Secured credit option available.
Compare with similar cards
Frequently asked
- Is the Cathay World Elite Mastercard worth it?
- It carries a $180 annual fee. Earn 4x on cathay_pacific_tickets. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Cathay World Elite Mastercard?
- The annual fee is $180. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from Neo Financial's official page.
- What rewards does the Cathay World Elite Mastercard earn?
- It earns up to 4x on cathay_pacific_tickets, in Asia Miles. See the full earn-rate breakdown above.
- What income do I need for the Cathay World Elite Mastercard?
- Neo Financial lists a minimum personal income of $80,000 or household income of $150,000.
Official sources
Every figure on this page comes from Neo Financial's own pages. Last checked 2026-06-13.
- Product page: https://cathay.neofinancial.com/
- Application: https://member.neofinancial.com/signup?nf_pp=PREMIUM&skip_intro=true&
- Terms & conditions: https://legal.neo.cc/platform-terms-conditions
- Rewards program: https://www.asiamiles.com/en/amtsl/termsandconditions.html