CIBC Dividend Visa Infinite Card vs Neo World Elite Mastercard
| CIBC Dividend Visa Infinite Card | Neo World Elite Mastercard | |
|---|---|---|
| Issuer | CIBC | Neo Financial |
| Network | Visa Visa Infinite | Mastercard World Elite |
| Annual fee | $120 | $149 |
| Purchase APR | — | 19.99% |
| Cash advance APR | — | — |
| FX fee | — | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 4% gas, EV charging, and groceries | 5% grocery |
| Lounge visits | — | — |
| Min. income | $60,000 | $80,000 |