United MileagePlus Neo World Elite Mastercard vs Neo World Elite Mastercard
| United MileagePlus Neo World Elite Mastercard | Neo World Elite Mastercard | |
|---|---|---|
| Issuer | Neo Financial | Neo Financial |
| Network | Mastercard World Elite | Mastercard World Elite |
| Annual fee | $89 | $149 |
| Purchase APR | 19.99% | 19.99% |
| Cash advance APR | — | — |
| FX fee | — | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 1.25x travel_airline | 5% grocery |
| Lounge visits | — | — |
| Min. income | $80,000 | $80,000 |