United MileagePlus Neo World Elite Mastercard vs Neo World Mastercard
| United MileagePlus Neo World Elite Mastercard | Neo World Mastercard | |
|---|---|---|
| Issuer | Neo Financial | Neo Financial |
| Network | Mastercard World Elite | Mastercard World |
| Annual fee | $89 | No fee |
| Purchase APR | 19.99% | 19.99% |
| Cash advance APR | — | — |
| FX fee | — | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 1.25x travel_airline | 2% grocery |
| Lounge visits | — | — |
| Min. income | $80,000 | $50,000 |