Skip to content
Neo FinancialWorld
••••••••••••5406

Neo World Mastercard

MASTERCARD

Cash back on everyday spending

Neo World Mastercard

Annual fee No feePurchase APR 19.99%

Why get this card

  • No annual fee
  • Earn 2% on grocery

Earn rates

  • grocery2%

    2% cashback on groceries

  • gas2%

    2% cashback on gas

  • recurring_payments2%

    2% cashback on recurring payments

  • other0.5%

    0.5% cashback on everything else

Welcome offer

No welcome offer captured.

Fees

Annual fee
No fee
Additional card
Foreign transaction fee

Purchase credit rate 19.99%-29.99% (Quebec 19.99%-25.24%); Quebec cash advance rate 21.99%-25.24%.

Interest rates

Purchase APR
19.99%
Cash advance APR
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages

Redemption & eligibility

Reward currency
cashback
Redemption options
Transfer partners
Min. personal income
$50,000
Min. household income
$80,000

Minimum $50,000 annual personal income or household income of $80,000 required. Credit limit up to $20,000.

Compare with similar cards

Frequently asked

Is the Neo World Mastercard worth it?
It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Neo World Mastercard?
The annual fee is No fee. The purchase interest rate is 19.99% and the cash advance rate is —. These are sourced from Neo Financial's official page.
What rewards does the Neo World Mastercard earn?
It earns up to 2% on grocery, in cashback. See the full earn-rate breakdown above.
What income do I need for the Neo World Mastercard?
Neo Financial lists a minimum personal income of $50,000 or household income of $80,000.

Official sources

Every figure on this page comes from Neo Financial's own pages. Last checked 2026-06-13.