moi RBC Visa vs More Rewards RBC Visa
| moi RBC Visa | More Rewards RBC Visa | |
|---|---|---|
| Issuer | RBC Royal Bank | RBC Royal Bank |
| Network | Visa Standard | Visa Standard |
| Annual fee | No fee | No fee |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | ~$40 | ~$200 |
| Top earn rate | 2x grocery_partners | 5x grocery_pharmacy_partners |
| Lounge visits | — | — |
| Min. income | — | — |