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RBC Royal BankStandard
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More Rewards RBC Visa

VISA

No annual fee rewards

More Rewards RBC Visa

Welcome bonus

~$200

Welcome More Rewards points 20,000

Annual fee No feePurchase APR 20.99%1st-year value +$200
Apply on RBC Royal Bank →
#22 No Annual Fee Credit Cards#26 Credit Cards for Groceries

Why get this card

  • ✓No annual fee
  • ✓Earn 5x on grocery_pharmacy_partners

Earn rates

  • grocery_pharmacy_partners5x

    5 points per $1 at over 700 grocery, pharmacy and partner locations

  • gas_ev_dining5x

    5 points per $1 on gas, EV charging and dining

  • all_purchases3x

    3 points per $1 on all other purchases

Welcome offer

Welcome More Rewards points 20,000

Est. cash value
~$200
Bonus points
20,000
Minimum spend
—
Spend window
—
Offer ends
—

20,000 welcome More Rewards points

Fees

Annual fee
No fee
Additional card
No fee
Foreign transaction fee
—

Interest rates

Purchase APR
20.99%
Cash advance APR
22.99%
Balance transfer APR
—
Grace period
—
Rate effective date
—

Benefits & insurance

Lounge access
—
Insurance coverages
2
  • purchase security
  • extended warranty

Redemption & eligibility

Reward currency
More Rewards points
Redemption options
merchandise, travel, gift cards, groceries
Transfer partners
—
Min. personal income
—
Min. household income
—

Compare with similar cards

Frequently asked

Is the More Rewards RBC Visa worth it?
It carries a No fee annual fee and a welcome offer worth about $200, for an estimated first-year value of +$200. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the More Rewards RBC Visa?
The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
What rewards does the More Rewards RBC Visa earn?
It earns up to 5x on grocery_pharmacy_partners, in More Rewards points. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.