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moi RBC Visa vs More Rewards RBC Visa Infinite

moi RBC VisaMore Rewards RBC Visa Infinite
IssuerRBC Royal BankRBC Royal Bank
NetworkVisa StandardVisa Infinite
Annual feeNo feeNo fee
Purchase APR20.99%20.99%
Cash advance APR22.99%22.99%
FX fee
Welcome (est. value)~$40~$200
Top earn rate2x grocery_partners8x grocery_pharmacy_partners
Lounge visits
Min. income$60,000