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RBC Royal BankInfinite
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More Rewards RBC Visa Infinite

VISA

No annual fee rewards

More Rewards RBC Visa Infinite

Welcome bonus

~$200

Welcome More Rewards points 20,000

Annual fee No feePurchase APR 20.99%1st-year value +$200
Apply on RBC Royal Bank

Why get this card

  • No annual fee
  • Earn 8x on grocery_pharmacy_partners

Earn rates

  • grocery_pharmacy_partners8x

    8 points per $1 at over 700 partner locations

  • gas_ev_dining8x

    8 points per $1 on gas, EV charging and dining

  • all_purchases4x

    4 points per $1 on all other purchases

Welcome offer

Welcome More Rewards points 20,000

Est. cash value
~$200
Bonus points
20,000
Minimum spend
Spend window
Offer ends

20,000 welcome More Rewards points

Fees

Annual fee
No fee
Additional card
No fee
Foreign transaction fee

Interest rates

Purchase APR
20.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages
3
  • travel insurance
  • purchase security
  • extended warranty

Redemption & eligibility

Reward currency
More Rewards points
Redemption options
merchandise, travel, gift cards, groceries
Transfer partners
Min. personal income
$60,000
Min. household income
$100,000

A minimum personal income of $60,000 or a minimum household income of $100,000 is required for this card.

Compare with similar cards

Frequently asked

Is the More Rewards RBC Visa Infinite worth it?
It carries a No fee annual fee and a welcome offer worth about $200, for an estimated first-year value of +$200. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the More Rewards RBC Visa Infinite?
The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
What rewards does the More Rewards RBC Visa Infinite earn?
It earns up to 8x on grocery_pharmacy_partners, in More Rewards points. See the full earn-rate breakdown above.
What income do I need for the More Rewards RBC Visa Infinite?
RBC Royal Bank lists a minimum personal income of $60,000 or household income of $100,000.

Official sources

Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.