Scotiabank Gold American Express Card vs Scotiabank Passport Visa Infinite Card
| Scotiabank Gold American Express Card | Scotiabank Passport Visa Infinite Card | |
|---|---|---|
| Issuer | Scotiabank | Scotiabank |
| Network | American Express | Visa Infinite |
| Annual fee | $120 | $150 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | 0% | 0% |
| Welcome (est. value) | ~$450 | ~$500 |
| Top earn rate | 6x grocery (Sobeys/Empire banners) | 3x grocery (Sobeys/Empire banners), dining, entertainment, daily transit |
| Lounge visits | — | 6 |
| Min. income | — | $60,000 |