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RBC Royal BankPlatinum
••••••••••••7095

RBC Visa Platinum (No Annual Fee)

VISA

No annual fee rewards

RBC Visa Platinum (No Annual Fee)

Offer available

Annual fee No feePurchase APR 20.99%
Apply on RBC Royal Bank

Why get this card

  • No annual fee

Earn rates

No earn rates captured.

Welcome offer

Offer available

Bonus points
Minimum spend
Spend window
Offer ends

Fees

Annual fee
No fee
Additional card
No fee
Foreign transaction fee

Interest rates

Purchase APR
20.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages
2
  • purchase security
  • extended warranty

Redemption & eligibility

Reward currency
Redemption options
Transfer partners
Min. personal income
Min. household income

Compare with similar cards

Frequently asked

Is the RBC Visa Platinum (No Annual Fee) worth it?
It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the RBC Visa Platinum (No Annual Fee)?
The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
What rewards does the RBC Visa Platinum (No Annual Fee) earn?
This card does not focus on rewards; see its fees and rates above.

Official sources

Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.